Truck Accident Lawyers

Were you the victim of a truck accident in Indiana? It’s not surprising, considering that the number of accidents throughout the state has been rising throughout the past few years. There were no less than 16,731 wrecks in 2017 alone. Most of them were in Marion County. Many of their victims ended up turning to an Indianapolis truck accident lawyer to help them with their claim. Since trucks weigh tons and are often driven at high speed, they cause severe damages and injuries. Their victims often need months or years to fully recover from the accident. Since they have a limited period to seek compensation for their injuries, they need to act fast.

Letting Indianapolis personal injury attorneys experienced in truck accidents take over the compensation claim is the best thing to do in such situations. It allows the victims to focus on their recovery while their lawyer obtains their due compensation. At StewartWood Injury Lawyers, we have handled many truck accident cases. We know how devastating their consequences are, and we have made it our mission to help their victims. We can help you too! From assessing how much your case is worth to getting you the due compensation, you can count on us. Call StewartWood Injury Lawyers at (317) 969-6558 today to schedule your free case evaluation.

How Much Is My Truck Accident Case Worth?

The first thing most of our clients want to know when we review their case is how much money they can obtain. Providing an answer is not easy, as there are many variables involved. In order to establish claim value, we take several factors into account.

Factors Influencing Truck Accident Claim Value

  • Property damages
  • Total medical expenses
  • Lost earnings
  • Injuries severity
  • Loss of companionship
  • Pain and suffering
  • Truck accident fault
  • Available insurance coverage

The good news is that commercial truck insurance minimums are much higher than auto insurance minimums. For an experienced truck accident attorney, this means the possibility to claim higher compensation from the truck insurance company.
Due to their size and weight commercial trucks cause significant damage.

What Are The Minimum Truck Insurance Requirements In Indiana?

Federal  law requires trucking companies and their drivers to maintain minimum liability insurance. The amounts depend on truck specifics and routes. For trucks that never leave the state and exceed 10,000 GVW, the minimum coverage requirements are:

  • $750,000 for general freight
  • $1,000,000 for oil transport
  • $5,000,000 for hazmat
  • 300,000 for household goods

For trucks driven out of state, the limits are established by the FMCSA. They usually revolve around the amount of $1,000,000. Besides liability coverage, cargo, bobtail, and physical damage insurance may also be required. One of the first steps experienced truck accident lawyers take in determining claim value is to verify the available coverage. We do it too, by demanding insurers to send us the certified declarations (DEC) sheet outlining coverage for the party at fault. In case of insufficient liability insurance coverage, it may be possible to access the victims’ own insurance policies as well, like that for Underinsured Motorists Coverage. There are many solutions available. The important thing is to take the time to identify them all and choose the best ones in each case. At StewartWood Injury Lawyers, we advise our clients not to rush things. While we understand that they need money fast, it is important to claim the right amount from the beginning. Insurance companies are notorious for trying to settle claims fast, for less than those claims are worth. We prefer to take our time in determining claim value and support the claims we file with solid evidence. This way, insurers have no option but to pay the due amounts. In our experience, rush settlements are not a good idea, for several reasons.

Absolutely. That’s why you need a skilled personal injury attorney backing you up.

Our mission is to make sure you are not taken advantage of by big insurance or powerful corporations. We will fight trucking companies who try to downplay your suffering, and we will demand the full value of your medical bills, lost wages, and pain and suffering on your behalf.

Semi-trucks and trailers undergo strict inspections to ensure road safety, while truck drivers are expected to receive proper training to operate these massive vehicles properly. Additionally, there are limitations on the number of hours truckers can drive to prevent fatigue-related crashes.

Despite these safety measures, fully loaded trucks weigh approximately 80,000 pounds and can cause devastating damage when they collide with other drivers — even at typical interstate speeds.

As the number of commercial trucks on Indiana highways continues to rise, so does the risk of truck collisions.

Why fast Settlements Are Not a Good Idea

Sometimes insurance companies will offer a settlement shortly after an accident. We recommend you not take this without speaking with an attorney for the following reasons:

  • Some injuries only display symptoms later and it is important to cover all of them in the compensation claim.
  • As accident victims receive treatment, their requirements and treatment may change. Each person is different and responds differently to treatments, and sometimes injuries aggravate or develop complications.
  • The compensation claim should cover the strain on the victim’s personal life as well, not just their financial losses. 
  • Emotional pain and suffering may take more time to be seen. When recovery lasts long or is unsuccessful, many accident victims develop depression.  Quite a few are unable to get behind the wheel again or experience severe panic attacks.
  • It takes time for truck wreck victims to assess the total impact of the wreck on their health, finances, and personal and professional life.

Once truck wreck victims accept a settlement offer, they give up all rights to further compensations. It is not uncommon for someone to be blinded by a seemingly big amount only to later realize that their losses exceeded that amount by far. And claiming the same amount another truck accident victim claimed is not a viable strategy either. Each case and each client is different. People respond to treatment differently and deal with pain and suffering in different ways. At StewartWood Injury Lawyers, we prefer to review cases independently and study them in-depth before making recommendations. This way, we can make sure our clients receive the best representation and their interests are well defended. Our methods have paid out so far, as we have yet to hear a client say that our legal services were not worth paying for.


When you choose StewartWood, we will keep you fully informed every step of the way. Our dedicated team will investigate the details of your case, uncovering your unique story and discovering the true impact of an injury on your life. Trust us to handle all aspects of your case, from reviewing evidence to keeping you updated on crucial deadlines. 

How Much Does It Cost to Hire a Semi-Truck Accident Attorney?

If you were involved in a trucking wreck that wasn’t your fault in indiana, the last thing you need is another bill, especially from a lawyer.

The good news is, with stewartwood, you don’t need to worry about money. With our fee guarantee policy, we have zero upfront costs and represent you for free unless we win your case!

When we win your case, our fee will be deducted directly from your settlement or verdict, making the payment process hassle-free.

At stewartwood, we also cover all of your case-related expenses, including the costs of your doctor’s appointments, filing fees, and more. We can even assist with arranging a rental car if your insurance policy covers it. Your focus should be on healing from your injury, not stressing about bills. Our goal is to give you peace of mind so you can get your life back to normal.

If you’ve been injured in a trucking accident that wasn’t your fault, reach out to stewartwood injury lawyers today. Your initial consultation is free, and our lawyers will review your claim, answer any questions, and determine if we can assist you.

Simply call the lawyers at stewartwood at (317)969-6558 or fill out the what's my case worth  Form, and a member of our intake team will contact you shortly.

Are Truck Accident Cases Different from Car Accident Cases?

While an Indianapolis truck accident lawyer may be able to handle a car accident case, you should not trust a car accident lawyer without experience in truck accidents with your case. There are diferences  between the two types of accidents. It is one thing to be hit by a car and a completely different thing to be hit by a truck. The impact is much more severe in the latter case due to the much larger size and weight of the truck. Cars weigh around 3,700 pounds, while trucks weigh around 80,000 pounds plus cargo. But there is also good news: the insurance coverage available in truck accident cases is higher. Of course, this does not mean easy access to compensation. Insurance companies will always fight hard to avoid paying or at least diminish the amounts. To make them pay, you will need a lawyer with extensive experience in truck accident cases. They should be familiar with the state and federal safety standards and regulations. To get you the compensation you deserve, they will need to prove liability. Whether the fault belongs to the truck driver, the trucking company, or a third party, uncovering and proving it will not be easy. They will need to check compliance with The Federal Motor Carrier Safety Regulation Act, especially regarding:

  • Driver background checks and periodic evaluations
  • Driving schedules
  • Drug and alcohol test results
  • Cargo loading and security requirements, etc.

Just like car accidents, truck accidents can have driver negligence and malfunctions as the main cause. From these to the actual accident, however, several important differences appear. Trucks accidents have different causes, the most common of them being reviewed below.

What Are Some Common Causes of Truck Accidents in Indiana?

With the large number of trucks on Indiana roadways, accidents are a fairly common occurrence. A multitude of factors must be considered when attempting to determine why an accident happened and who was at fault. Some of the most common sense are:

Why Should I Hire A Truck Accident Lawyer?

The insurance coverage available in truck accident cases is considerable, usually at least $1,000,000.  No trucking insurance company will just write you a check.  As a claimant, you have to make them pay, and it will not be easy.  You will be dealing with some of the best lawyers and insurance adjusters in Indiana and you will have to beat them at their own game.   When you work with an experienced Indianapolis truck accident lawyer, things change. 

Case Review and Preparation

Do you know how much your case is worth and how to seek compensation for your loss? StewartWood Staff will analyze all case details, assess available coverage, determine your claim’s worth, and follow all the necessary procedures.  With our Firm on your side, you can be sure you will recover all your past, present, and future losses.  Also, you will not have to worry about paperwork, deadlines, or bureaucracy, as they will take over all the hassles.

Assistance with Preparing and Giving Statements

As an accident victim, you can expect the insurance adjuster to ask for your statement.  DON'T ANSWER ANY OF THEIR QUESTIONS! They will ask you questions that seem common-sense, but draw answers that they can use against you. Most people only realize the difference between what they meant to say and what came out when it is already too late.  We can help you make sure that does not happen to you.  

Help Gathering Evidence

Just knowing how your accident happened and who was at fault for it is not enough. You need to prove it.  That may require photos, videos, technical expertise of the truck, and testimonies from experts and witnesses. Background investigations on the trucking company’s activity and the driver’s records could help as well.  You will also need to prove all your losses.  And if you think documenting medical expenses and lost wages is easy, try proving pain and suffering, loss of income capacity, or justifying the need for punitive damages!  Our experienced truck accident attorneys have extensive investigative skills and access to resources that will ease the evidence-gathering process.

Settlement Offers Evaluation and Negotiation

As mentioned above, insurance companies want to settle. They hate long Indianapolis court trials and bad publicity.  However, they will do everything they can to trick you into accepting a low compensation and convince you that it is fair.   On your own, you will be cornered by professionals whose only goal is to hold on to their money by paying you as little as possible.   When you work with StewartWood, you have  someone to represent you but also an ally.   


Insurance companies often deny claims or make derisory settlement offers. You cannot and should not let them have their way.  There are specific steps and procedures involved, better left to an experienced truck wreck lawyer.  Besides truck accident cases, we handle other types of personal injury cases. This gives us access to tools and resources other truck accident lawyers lack.

Additional Indianapolis Personal Injury Cases We Handle

Our law firm has over 40 years of combined experience. Throughout these years, we have helped thousands of victims obtain compensation for their losses. The cases we usually handle refer to:

Contact STEWARTWOOD Today for a Free Case Review!

Are you still not convinced that you need a truck accident lawyer or perhaps you are not sure you have a case? Let us help you find out! At StewardWood Injury Lawyers, you can benefit from a free case review. All you have to do is call our office or use the contact form to make an appointment. At the agreed date and time, our Indiana truck accident lawyer will answer your questions and provide the answers and advice you need. Call StewartWood at (317) 969-6558 to get in touch now!

Professional Truck Accident Lawyer: Expert Legal Advice & Consultation

Filing a claim after a car/truck wreck isn’t easy to do alone. Our Indiana car crash lawyers are here to guide you. From making sure you meet the requirements of the statute of limitations to helping you understand Indiana's insurance requirements, you can count on StewartWood to be there for you every step of the way.

Our commitment doesn’t stop at handling your case—we want to help make your recovery as stress-free as possible.  We want your life to be as great as it can be!

Not only will we help arrange your vehicle repairs and medical care, but if you can’t make it to our office, we’ll also visit you in your home or the hospital.


When you choose StewartWood, we’ve got your back. Our team will fiercely protect you from big insurance bullies and will help you recover the full value of your injury.

Your unique story deserves to be heard. Our team of skilled personal injury attorneys deeply care for each of our clients, and we will provide the legal support and peace of mind you need during this challenging time. If you’ve been injured on Indiana roads, call (317)969-6558 or fill out our What's My Case Worth form today. We are your Indiana lawyers.

StewartWood Injury Lawyers offers legal services for truck accidents across Indianapolis, Central Indiana, Greenwood, Brownsburg, Avon, Kokomo, Muncie, Anderson, Ft. Wayne, Bloomington, Greenfield, Terre Haute, Noblesville, Plainfield, Lafayette and the surrounding areas.